/* ============================================================
   FinTaxOne — THE SPLIT LEDGER design system
   Fixed navy brand panel left · scrolling ledger right.
   Palette: teal / navy ink / mint / gold (Sample.png).
   Type: Plus Jakarta Sans.
   ============================================================ */
:root{
  --teal:#12938E;--teal-deep:#0B6E6A;--teal-bright:#22B8AE;
  --ink:#16233F;--ink-2:#44536F;--muted:#5E6E8C;
  --mint:#EAF6F4;--mint-2:#F4FAF9;
  --gold:#C9A227;--gold-deep:#8A6A1C;--gold-soft:#FAF1D8;
  --navy:#0F1B33;--navy-2:#15243F;
  --line:#DCE6E4;--white:#fff;
  --danger:#B4540A;
  --font:"Plus Jakarta Sans","Segoe UI",system-ui,sans-serif;
  --ease:cubic-bezier(.22,.8,.28,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--white);
  font-size:1.03rem;line-height:1.62;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
h1,h2,h3,h4{margin:0;line-height:1.14;letter-spacing:-.025em}
p{margin:0}
a{color:var(--teal-deep)}
img,svg{max-width:100%}
:focus-visible{outline:3px solid rgba(18,147,142,.5);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 20px;z-index:200;border-radius:0 0 10px 0}
.skip:focus{left:0}

/* ============ THE FRAME ============ */
.frame{display:grid;grid-template-columns:35% 65%;min-height:100vh}

/* ---------- LEFT: fixed brand panel ---------- */
.panel{
  position:sticky;top:0;height:100vh;align-self:start;
  background:
    radial-gradient(560px 420px at 85% 8%, rgba(34,184,174,.22), transparent 60%),
    radial-gradient(420px 380px at 0% 100%, rgba(201,162,39,.12), transparent 55%),
    var(--navy);
  color:#C8D6E4;display:flex;flex-direction:column;justify-content:space-between;gap:22px;
  padding:clamp(28px,3.2vw,52px);overflow-y:auto;overflow-x:hidden;
}
.panel::after{content:"";position:fixed;inset:0;opacity:.4;pointer-events:none;z-index:0;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .03 0'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)'/%3E%3C/svg%3E");
  clip-path:inset(0 65% 0 0);
}
.frame-tools .panel::after{clip-path:inset(0 65% 0 0)}
.panel>*{position:relative;z-index:1}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;font-size:1.35rem;color:#fff;letter-spacing:-.02em;text-decoration:none}
.brand .sq{width:34px;height:34px;border-radius:10px;background:var(--teal);display:grid;place-items:center;color:#fff;font-size:1.05rem}
.brand .one{color:var(--teal-bright)}
.eyebrow{
  display:inline-block;background:rgba(201,162,39,.16);color:#E8C96A;border:1px solid rgba(201,162,39,.35);
  border-radius:999px;padding:6px 16px;font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
}
.panel-mid h1{color:#fff;font-size:clamp(2.05rem,3.3vw,3.3rem);font-weight:800;margin-top:22px}
.frame-tools .panel-mid h1{font-size:clamp(1.7rem,2.6vw,2.5rem)}
.panel-mid h1 .hl{color:var(--teal-bright)}
.panel-mid .sub{margin-top:18px;font-size:1rem;max-width:40ch;color:#AFC2D6}
.panel-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px}

/* countdown banner — full width, matches the two-button row below it.
   Gold = urgency/information; teal stays reserved for action buttons. */
.count-chip{
  display:flex;align-items:center;gap:14px;margin-top:22px;width:100%;
  background:rgba(201,162,39,.14);
  border:1px solid rgba(232,201,106,.45);border-radius:14px;padding:13px 18px;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.05);
}
.count-chip .n{
  flex:none;min-width:56px;text-align:center;
  font-size:2.1rem;font-weight:800;line-height:1;letter-spacing:-.02em;
  color:#F0D488;font-variant-numeric:tabular-nums;
}
.count-chip .t{font-size:.86rem;color:#DCE7F0;letter-spacing:.01em;line-height:1.4}
.count-chip .t strong{color:#fff;font-weight:800}
.count-chip .pulse{
  flex:none;margin-left:auto;width:9px;height:9px;border-radius:50%;
  background:#E8C96A;box-shadow:0 0 0 0 rgba(232,201,106,.6);
}
@media (prefers-reduced-motion:no-preference){
  .count-chip .pulse{animation:chipPulse 2.2s ease-out infinite}
  @keyframes chipPulse{
    0%{box-shadow:0 0 0 0 rgba(232,201,106,.55)}
    70%{box-shadow:0 0 0 10px rgba(232,201,106,0)}
    100%{box-shadow:0 0 0 0 rgba(232,201,106,0)}
  }
}

.panel-nav{display:flex;flex-direction:column;gap:2px;margin-top:26px}
.panel-nav a{
  color:#AFC2D6;text-decoration:none;font-size:.9rem;font-weight:600;padding:8px 12px;
  border-left:2px solid rgba(200,214,228,.18);transition:color .15s,border-color .15s,background .15s;
}
.panel-nav a:hover{color:#fff;border-color:var(--teal-bright)}
.panel-nav a.on{color:var(--teal-bright);border-color:var(--teal-bright);background:rgba(34,184,174,.08)}
.panel-nav .grp{font-size:.7rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#5E708E;margin:14px 0 4px;padding-left:12px}
.panel-nav .grp:first-child{margin-top:0}
.panel-trust{margin-top:26px}
.panel-trust .trust-label{
  font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#E8C96A;
  display:flex;align-items:center;gap:10px;margin-bottom:4px;
}
.panel-trust .trust-label::before{content:"";width:24px;height:2px;background:var(--gold);flex:none}
.panel-trust ul{list-style:none;margin:0;padding:0}
.panel-trust li{
  display:flex;gap:11px;align-items:flex-start;
  padding:11px 0;border-bottom:1px solid rgba(200,214,228,.14);
  font-size:.88rem;color:#AFC2D6;line-height:1.5;
}
.panel-trust li:last-child{border-bottom:none}
.tick-ic{
  flex:none;width:17px;height:17px;margin-top:3px;
  stroke:var(--teal-bright);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;
}
.panel-foot{display:flex;flex-wrap:wrap;gap:16px;font-size:.9rem;align-items:center}
.panel-foot a{color:#C8D6E4;text-decoration:none;font-weight:600}
.panel-foot a:hover{color:var(--teal-bright)}

/* buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:12px 24px;
  border-radius:12px;font-family:var(--font);font-weight:700;font-size:.95rem;text-decoration:none;cursor:pointer;
  border:1px solid transparent;transition:transform .18s var(--ease),box-shadow .18s var(--ease),background .18s var(--ease),border-color .18s var(--ease);
}
.btn .arr{transition:transform .18s var(--ease)}
.btn:hover .arr{transform:translateX(3px)}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-bright);transform:translateY(-1px);box-shadow:0 12px 26px -12px rgba(34,184,174,.6)}
.btn-line{border-color:rgba(200,214,228,.4);color:#fff;background:transparent}
.btn-line:hover{border-color:#fff;transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);transform:translateY(-1px);box-shadow:0 14px 28px -14px rgba(15,27,51,.5)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal-deep);transform:translateY(-1px)}
.btn-sm{min-height:42px;padding:9px 18px;font-size:.88rem}

/* ---------- RIGHT: the scrolling ledger ---------- */
.ledger{background:var(--white);min-width:0}
.sec{padding:clamp(44px,5vw,72px) clamp(24px,4vw,60px);scroll-margin-top:20px}
.sec+.sec{border-top:1px solid var(--line)}
.sec.tint{background:var(--mint-2)}
.k-label{font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep);display:flex;align-items:center;gap:10px;margin-bottom:14px}
.k-label::before{content:"";width:26px;height:2px;background:var(--gold);flex:none}
.sec h2{font-size:clamp(1.5rem,2.3vw,2.1rem);font-weight:800}
.sec .lead{margin-top:12px;color:var(--ink-2);max-width:54ch}
.sec .lead a{font-weight:700}

/* chips */
.chiprow{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.chiprow span{background:var(--mint);color:var(--teal-deep);border-radius:999px;padding:7px 15px;font-size:.8rem;font-weight:700}

/* ledger rows (services) */
.rows{margin-top:26px}
.row-item{
  display:grid;grid-template-columns:52px minmax(0,1fr) auto;gap:16px;align-items:center;
  padding:19px 14px;border-top:1px solid var(--line);text-decoration:none;color:inherit;
  transition:background .18s var(--ease),transform .18s var(--ease);
}
.row-item:last-child{border-bottom:1px solid var(--line)}
.row-item:hover{background:var(--mint-2);transform:translateX(4px)}
.row-item .no{font-weight:800;color:var(--teal);font-size:1.05rem;font-variant-numeric:tabular-nums}
.row-item h3{font-size:1.07rem;font-weight:700;letter-spacing:-.01em}
.row-item p{color:var(--ink-2);font-size:.9rem;margin-top:3px}
.row-item .go{color:var(--teal-deep);font-weight:800;font-size:1.2rem;transition:transform .18s var(--ease)}
.row-item:hover .go{transform:translateX(4px)}

/* radar rows */
.radar-rows{margin-top:24px}
.radar-row{
  display:grid;grid-template-columns:96px minmax(0,1fr) auto;gap:16px;align-items:center;
  padding:15px 14px;border-top:1px solid var(--line);
}
.radar-row:last-child{border-bottom:1px solid var(--line)}
.radar-row .d{font-weight:800;font-size:1.02rem;font-variant-numeric:tabular-nums}
.radar-row .l{color:var(--ink-2);font-size:.93rem}
.radar-row .in{
  font-size:.76rem;font-weight:800;background:var(--mint);color:var(--teal-deep);
  border-radius:999px;padding:4px 12px;white-space:nowrap;font-variant-numeric:tabular-nums;
}
.radar-row.urgent .in{background:var(--gold-soft);color:var(--gold-deep)}
.live-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--teal);margin-right:2px;vertical-align:1px}
@media (prefers-reduced-motion:no-preference){
  .live-dot{animation:pulse 2s ease-in-out infinite}
  @keyframes pulse{50%{box-shadow:0 0 0 6px rgba(18,147,142,.15)}}
}

/* ---------- ITR filing season hero ---------- */
.hl-under{color:var(--teal-deep);position:relative;white-space:nowrap}
.hl-under::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:6px;
  background:rgba(34,184,174,.28);border-radius:3px;z-index:-1}
.path-cards{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
.path-card{
  position:relative;display:flex;flex-direction:column;
  border-radius:20px;padding:30px 28px;overflow:hidden;
  transition:transform .22s var(--ease),box-shadow .22s var(--ease);
}
.path-card>*{position:relative}
/* --- DIY card: warm ivory --- */
.path-card.diy{background:#FBF8F1;border:1px solid #ECE3D2}
.path-card.diy:hover{transform:translateY(-4px);box-shadow:0 24px 48px -30px rgba(138,106,28,.42)}
/* --- primary card: navy hero --- */
.path-card.primary{
  background:linear-gradient(158deg,#132743,#0B152A 82%);
  border:1px solid rgba(34,184,174,.2);color:#C8D6E4;
  box-shadow:0 26px 54px -30px rgba(11,21,42,.72);
}
.path-card.primary:hover{transform:translateY(-4px);box-shadow:0 34px 66px -30px rgba(11,21,42,.85)}
.path-card.primary::before{content:"";position:absolute;inset:0;pointer-events:none;z-index:0;
  background:radial-gradient(300px 220px at 86% -12%,rgba(34,184,174,.32),transparent 60%)}
.path-card.primary::after{content:"";position:absolute;left:0;right:0;top:0;height:3px;z-index:0;
  background:linear-gradient(90deg,var(--teal-bright),rgba(34,184,174,0))}
/* icon chip */
.pc-icon{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;flex:none;
  background:var(--mint);box-shadow:inset 0 0 0 1px rgba(18,147,142,.14)}
.pc-icon svg{width:27px;height:27px;fill:none;stroke:var(--teal-deep);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.path-card.diy .pc-icon{background:#F2EADB;box-shadow:inset 0 0 0 1px rgba(138,106,28,.16)}
.path-card.diy .pc-icon svg{stroke:var(--gold-deep)}
.path-card.primary .pc-icon{background:rgba(34,184,174,.16);box-shadow:inset 0 0 0 1px rgba(34,184,174,.3)}
.path-card.primary .pc-icon svg{stroke:var(--teal-bright)}
/* recommended pill */
.pc-tag{
  position:absolute;top:26px;right:26px;z-index:1;
  font-size:.66rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--navy);
  background:linear-gradient(180deg,#3AD3C7,var(--teal-bright));border-radius:999px;padding:6px 14px;
  box-shadow:0 8px 18px -8px rgba(34,184,174,.75);
}
.path-card h3{font-size:1.34rem;font-weight:800;margin-top:20px;color:var(--ink);letter-spacing:-.02em}
.path-card.primary h3{color:#fff}
.path-card>p{margin-top:10px;font-size:.92rem;color:var(--ink-2);line-height:1.58}
.path-card.diy>p{color:#6b6355}
.path-card.primary>p{color:#A9BCC9}
.pc-divider{height:1px;margin:20px 0}
.path-card.diy .pc-divider{background:linear-gradient(90deg,#E6DAC2,transparent)}
.path-card.primary .pc-divider{background:linear-gradient(90deg,rgba(200,214,228,.22),transparent)}
.pc-list{list-style:none;margin:0 0 24px;padding:0;display:grid;gap:12px}
.pc-list li{display:flex;gap:11px;font-size:.9rem;color:var(--ink-2);line-height:1.4;align-items:flex-start}
.path-card.diy .pc-list li{color:#5f5749}
.path-card.primary .pc-list li{color:#C8D6E4}
.pc-list li::before{content:"✓";flex:none;width:20px;height:20px;border-radius:50%;margin-top:1px;
  background:rgba(18,147,142,.12);color:var(--teal-deep);font-size:.72rem;font-weight:800;display:grid;place-items:center}
.path-card.diy .pc-list li::before{background:rgba(138,106,28,.14);color:var(--gold-deep)}
.path-card.primary .pc-list li::before{background:rgba(34,184,174,.2);color:var(--teal-bright)}
.path-card .btn{margin-top:auto;width:100%}
/* DIY card CTA — teal-outlined on ivory */
.btn-diy{background:#fff;color:var(--teal-deep);border-color:rgba(18,147,142,.32)}
.btn-diy:hover{background:var(--mint);border-color:var(--teal);transform:translateY(-1px);box-shadow:0 12px 24px -14px rgba(18,147,142,.5)}

/* sample computation preview */
.compute-preview{margin-top:16px;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.cp-head{display:flex;align-items:center;gap:7px;padding:12px 18px;background:var(--mint-2);border-bottom:1px solid var(--line)}
.cp-dot{width:10px;height:10px;border-radius:50%;background:var(--line);flex:none}
.cp-title{margin-left:8px;font-size:.82rem;font-weight:700;color:var(--muted)}
.cp-sample{margin-left:auto;font-size:.66rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-deep);background:var(--gold-soft);border-radius:999px;padding:3px 10px}
.cp-body{padding:20px}
.cp-note{font-size:.86rem;color:var(--ink-2);margin-bottom:14px;line-height:1.5}
.cp-rows{list-style:none;margin:0;padding:0}
.cp-rows li{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:12px 0;border-bottom:1px solid var(--mint-2);font-size:.94rem}
.cp-rows li span{color:var(--ink-2)}
.cp-rows li b{display:inline-flex;align-items:center;gap:8px;font-variant-numeric:tabular-nums;font-weight:800;color:var(--ink)}
.cp-check{width:17px;height:17px;stroke:#fff;fill:var(--teal);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.cp-foot{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-top:16px;padding-top:14px;border-top:1px dashed var(--line)}
.cp-foot>span{font-size:.86rem;color:var(--muted)}
.cp-badge{font-size:.84rem;font-weight:800;color:var(--teal-deep);background:var(--mint);border:1px solid rgba(18,147,142,.35);border-radius:999px;padding:6px 14px}
@media (max-width:620px){.path-cards{grid-template-columns:1fr}}

/* ---------- health check wizard ---------- */
.wizard{
  margin-top:26px;background:#fff;border:1px solid var(--line);
  border-radius:18px;box-shadow:0 24px 54px -34px rgba(15,27,51,.3);overflow:hidden;
}
.wizard-bar{height:6px;background:var(--mint)}
.wizard-bar i{display:block;height:100%;background:var(--teal);width:0%;transition:width .4s var(--ease)}
.wizard-body{padding:clamp(24px,3.4vw,36px)}
.wizard .qno{font-size:.78rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.wizard h3{font-size:clamp(1.15rem,2vw,1.4rem);margin-top:10px;font-weight:800}
.wizard .qhint{color:var(--muted);font-size:.9rem;margin-top:6px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:22px}
.opts.single{grid-template-columns:1fr}
.opt{
  display:flex;align-items:center;gap:12px;text-align:left;
  background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:14px 17px;
  font:inherit;font-weight:600;color:var(--ink);cursor:pointer;min-height:54px;
  transition:border-color .15s,background .15s,transform .15s;
}
.opt:hover{border-color:var(--teal);transform:translateY(-1px)}
.opt[aria-pressed="true"]{border-color:var(--teal);background:var(--mint)}
.opt .tick{
  width:22px;height:22px;border-radius:7px;border:1.5px solid var(--line);flex:none;
  display:inline-flex;align-items:center;justify-content:center;color:#fff;font-size:.8rem;
}
.opt[aria-pressed="true"] .tick{background:var(--teal);border-color:var(--teal)}
.wizard-foot{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-top:26px}
.wizard-foot .back,.retake{background:none;border:none;color:var(--muted);font:inherit;font-weight:700;cursor:pointer;padding:9px 6px}
.wizard-foot .back:hover,.retake:hover{color:var(--ink)}
.score-wrap{display:grid;grid-template-columns:160px minmax(0,1fr);gap:clamp(20px,3.5vw,36px);align-items:center}
.ring{position:relative;width:160px;height:160px}
.ring svg{transform:rotate(-90deg);width:160px;height:160px}
.ring .track{stroke:var(--mint);stroke-width:11;fill:none}
.ring .val{stroke:var(--teal);stroke-width:11;fill:none;stroke-linecap:round;transition:stroke-dashoffset 1.1s var(--ease)}
.ring .num{
  position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;
  font-weight:800;font-size:2.35rem;letter-spacing:-.02em;
}
.ring .num small{font-size:.72rem;font-weight:700;color:var(--muted);letter-spacing:.06em}
.score-band{font-weight:800;font-size:1.35rem;letter-spacing:-.02em}
.findings{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:9px}
.findings li{
  display:flex;gap:10px;align-items:flex-start;font-size:.92rem;color:var(--ink-2);
  background:var(--mint-2);border:1px solid var(--line);border-radius:10px;padding:10px 14px;
}
.findings li::before{content:"→";color:var(--teal);font-weight:800;flex:none}
.score-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
@media (max-width:640px){
  .opts{grid-template-columns:1fr}
  .score-wrap{grid-template-columns:1fr;justify-items:center;text-align:center}
  .findings li{text-align:left}
  .score-ctas{justify-content:center}
}

/* ---------- fields / calculators ---------- */
.field{margin-bottom:15px}
.field label{display:block;font-size:.86rem;font-weight:700;color:var(--ink);margin-bottom:6px}
.field input,.field select,.field textarea{
  width:100%;min-height:48px;padding:11px 14px;border:1px solid var(--line);border-radius:11px;
  font:inherit;font-size:.94rem;background:#fff;color:var(--ink);
  transition:border-color .15s,box-shadow .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--teal);outline:none;box-shadow:0 0 0 3px rgba(18,147,142,.16);
}
.field input{font-variant-numeric:tabular-nums}
.field .cap{font-size:.77rem;color:var(--muted);margin-top:5px;display:block}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.seg{display:flex;gap:8px;flex-wrap:wrap}
.seg button{
  flex:1;min-height:46px;padding:10px 13px;border:1.5px solid var(--line);border-radius:11px;
  background:#fff;font:inherit;font-weight:700;font-size:.88rem;color:var(--ink-2);cursor:pointer;
  transition:border-color .15s,background .15s,color .15s;
}
.seg button[aria-pressed="true"]{border-color:var(--teal);background:var(--mint);color:var(--teal-deep)}

/* regime sheets */
.calc-box{margin-top:26px;display:grid;gap:18px}
.panel-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(20px,3vw,30px)}
.panel-card h3{font-size:1.12rem;font-weight:800;margin-bottom:4px}
.panel-card .hint{font-size:.86rem;color:var(--muted);margin-bottom:18px}
.sheets{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.sheet{position:relative;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.sheet .regime{font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.sheet.win{border-color:var(--teal);box-shadow:0 18px 44px -26px rgba(18,147,142,.5)}
.sheet .optimal{
  position:absolute;top:-12px;right:14px;background:var(--teal);color:#fff;
  font-size:.68rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;
  border-radius:999px;padding:4px 12px;display:none;
}
.sheet.win .optimal{display:block}
.sheet dl{margin:13px 0 0;font-size:.9rem}
.sheet .row,.rrow{display:flex;justify-content:space-between;gap:12px;padding:6px 0;border-bottom:1px solid var(--mint-2)}
.sheet .row dt{color:var(--ink-2)}
.sheet .row dd{margin:0;font-variant-numeric:tabular-nums;font-weight:600}
.sheet .row.total{border-bottom:none;border-top:2px solid var(--ink);margin-top:10px;padding-top:11px}
.sheet .row.total dt{font-weight:800}
.sheet .row.total dd{font-size:1.25rem;font-weight:800;letter-spacing:-.01em}
.sheet.win .row.total dd{color:var(--teal-deep)}
.verdict{
  background:var(--gold-soft);border:1px solid rgba(201,162,39,.4);
  border-radius:12px;padding:14px 18px;font-size:.94rem;color:var(--gold-deep);
}
.verdict b{color:var(--ink)}
.calc-note{font-size:.79rem;color:var(--muted)}
@media (max-width:560px){.sheets{grid-template-columns:1fr}.field-row{grid-template-columns:1fr}}

/* ---------- tool tiles (home preview) ---------- */
.tools-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin-top:26px}
.tool-tile{
  display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);
  border-radius:14px;padding:18px;text-decoration:none;color:var(--ink);
  transition:transform .18s var(--ease),box-shadow .18s var(--ease),border-color .18s var(--ease);
}
.tool-tile:hover{transform:translateY(-3px);box-shadow:0 18px 40px -26px rgba(15,27,51,.35);border-color:var(--teal)}
.tool-tile b{font-weight:800;font-size:.95rem;letter-spacing:-.01em}
.tool-tile span{font-size:.8rem;color:var(--muted)}
.tool-tile .tno{font-size:.78rem;font-weight:800;color:var(--teal);font-variant-numeric:tabular-nums}
@media (max-width:1100px){.tools-grid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.tools-grid{grid-template-columns:1fr}}

/* ---------- tools hub sections ---------- */
.tool-section{scroll-margin-top:16px}
.tool-body{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(18px,3vw,30px);margin-top:24px;align-items:start}
.result-card{background:var(--mint);border:1px solid var(--line);border-radius:16px;padding:22px}
.result-card .big{
  font-weight:800;font-size:clamp(1.6rem,2.6vw,2.1rem);
  letter-spacing:-.02em;color:var(--teal-deep);font-variant-numeric:tabular-nums;
}
.result-card .big-l{font-size:.82rem;font-weight:800;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.rrow{font-size:.91rem}
.rrow .k{color:var(--ink-2)}
.rrow .v{font-variant-numeric:tabular-nums;font-weight:700}
.rrow:last-child{border-bottom:none}
.tnote{font-size:.79rem;color:var(--muted);margin-top:13px}
@media (max-width:860px){.tool-body{grid-template-columns:1fr}}

/* receipts */
.receipt{
  border:1px solid var(--line);border-radius:12px;padding:20px;margin-top:14px;background:#fff;
  font-size:.9rem;color:var(--ink-2);
}
.receipt h4{font-size:.98rem;margin-bottom:2px;color:var(--ink)}
.receipt .rline{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-top:8px}
.receipt .sig{margin-top:24px;display:flex;justify-content:space-between;align-items:flex-end;gap:12px}
.receipt .sig .box{border-top:1px dashed var(--muted);padding-top:6px;font-size:.78rem;min-width:150px;text-align:center}
@media print{
  body.printing>*{display:none!important}
  body.printing .print-area{display:block!important;position:absolute;inset:0;padding:24px}
  body.printing .print-area .receipt{page-break-inside:avoid;border:1px solid #999;border-radius:0;margin:0 0 18px}
}

/* ---------- why / steps ---------- */
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(20px,3vw,34px);margin-top:26px}
.why-item{border-top:2px solid var(--ink);padding-top:16px}
.why-item .k{
  display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold-deep);margin-bottom:8px;
}
.why-item h3{font-size:1.08rem;font-weight:800}
.why-item p{margin-top:7px;font-size:.91rem;color:var(--ink-2)}
@media (max-width:640px){.why-grid{grid-template-columns:1fr}}
.steps{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}
.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.step b{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--gold-soft);color:var(--gold-deep);font-size:.9rem}
.step h3{font-size:1rem;margin-top:12px;font-weight:800}
.step p{font-size:.88rem;color:var(--ink-2);margin-top:5px}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* ---------- FAQ ---------- */
.faq{margin-top:24px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:11px;transition:border-color .2s}
.faq details[open]{border-color:var(--teal)}
.faq summary{
  cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:18px;align-items:center;
  padding:17px 20px;font-size:.99rem;font-weight:800;letter-spacing:-.01em;color:var(--ink);
}
.faq summary::-webkit-details-marker{display:none}
.faq summary .plus{
  flex:none;width:28px;height:28px;border-radius:50%;background:var(--mint);color:var(--teal-deep);
  display:inline-flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:600;
  transition:transform .25s var(--ease);
}
.faq details[open] summary .plus{transform:rotate(45deg)}
.faq .a{padding:0 20px 18px;color:var(--ink-2);max-width:66ch;font-size:.93rem}
.faq .a p+p{margin-top:10px}

/* ---------- contact form ---------- */
.cform{
  margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:18px;
  padding:clamp(24px,3.2vw,34px);box-shadow:0 24px 54px -34px rgba(15,27,51,.3);
}
.cform h3{font-size:1.15rem;font-weight:800}
.cform .hint{font-size:.88rem;color:var(--muted);margin:6px 0 20px}
.cform textarea{min-height:104px;resize:vertical}
.cform .btn{width:100%;margin-top:4px}
.cform .privacy{font-size:.78rem;color:var(--muted);margin-top:13px;text-align:center}
.contact-lines{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:4px}
.contact-lines li{display:flex;gap:12px;align-items:baseline;padding:9px 0;border-top:1px solid var(--line);font-size:.94rem}
.contact-lines li:last-child{border-bottom:1px solid var(--line)}
.contact-lines .k{font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);width:88px;flex:none}
.contact-lines a{color:var(--ink);text-decoration:none;font-weight:700;font-variant-numeric:tabular-nums}
.contact-lines a:hover{color:var(--teal-deep)}

/* ---------- foot ---------- */
.foot{background:var(--mint-2);font-size:.85rem;color:var(--muted)}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 22px;margin-bottom:16px}
.foot-links a{color:var(--teal-deep);font-weight:700;text-decoration:none}
.foot-links a:hover{text-decoration:underline}
.foot .legal{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.foot .disc{max-width:70ch}

/* ---------- reveal ---------- */
@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(20px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
  .reveal.in{opacity:1;transform:none}
  .rise{opacity:0;transform:translateY(18px);animation:rise .7s var(--ease) forwards}
  .rise.d1{animation-delay:.05s}.rise.d2{animation-delay:.15s}.rise.d3{animation-delay:.27s}.rise.d4{animation-delay:.4s}
  @keyframes rise{to{opacity:1;transform:none}}
}

/* ---------- responsive frame ---------- */
@media (max-width:920px){
  .frame,.frame.frame-tools{grid-template-columns:1fr}
  .panel{position:static;height:auto;min-height:0}
  .panel::after{position:absolute;clip-path:none}
  .frame-tools .panel::after{clip-path:none}
  .panel-nav{flex-direction:row;flex-wrap:wrap;gap:8px}
  .panel-nav a{border:1px solid rgba(200,214,228,.3);border-radius:999px;padding:8px 14px}
  .panel-nav .grp{display:none}
  .panel-foot{margin-top:6px}
}
@media (max-width:520px){.panel-ctas .btn{width:100%}}

/* short viewports: compact the panel so it never scrolls internally */
@media (min-width:921px) and (max-height:1160px){
  .panel{padding-top:24px;padding-bottom:24px;justify-content:flex-start;gap:16px}
  .panel-mid h1{font-size:clamp(1.65rem,2.3vw,2.15rem);margin-top:14px}
  .panel-mid .sub{margin-top:11px;font-size:.92rem}
  .count-chip{margin-top:15px;padding:10px 16px}
  .count-chip .n{font-size:1.8rem;min-width:48px}
  .count-chip .t{font-size:.8rem}
  .panel-ctas{margin-top:11px}
  .panel .btn{min-height:42px;padding:9px 18px;font-size:.9rem}
  .panel-nav{display:grid;grid-template-columns:1fr 1fr;gap:2px 10px;margin-top:16px}
  .panel-nav .grp{display:none}
  .panel-nav a{padding:6px 10px;font-size:.85rem}
  .panel-trust{margin-top:18px}
  .panel-trust li{padding:9px 0;font-size:.84rem}
  .panel-foot{margin-top:auto;font-size:.84rem;gap:12px}
}
/* laptop heights: extra compression so the trust block always fits */
@media (min-width:921px) and (max-height:940px){
  .panel{padding-top:16px;padding-bottom:16px;gap:10px}
  .brand{font-size:1.2rem}
  .eyebrow{padding:4px 13px;font-size:.72rem}
  .panel-mid h1{font-size:clamp(1.45rem,2vw,1.8rem);margin-top:12px}
  .panel-mid .sub{margin-top:9px;font-size:.87rem}
  .count-chip{margin-top:12px;padding:8px 14px}
  .count-chip .n{font-size:1.55rem;min-width:42px}
  .panel-ctas{margin-top:9px}
  .panel .btn{min-height:40px;padding:8px 16px;font-size:.87rem}
  .panel-nav{margin-top:12px}
  .panel-nav a{padding:4px 10px;font-size:.83rem}
  .panel-trust{margin-top:12px}
  .panel-trust .trust-label{margin-bottom:2px}
  .panel-trust li{padding:7px 0;font-size:.82rem}
  .panel-foot{font-size:.8rem}
}
/* true last resort (short laptop heights): drop the trust block rather than overflow */
@media (min-width:921px) and (max-height:680px){
  .panel-trust{display:none}
}

/* ============================================================
   PERSISTENT CONTACT AFFORDANCES
   Desktop: floating WhatsApp bubble (bottom-right).
   Mobile:  sticky Call + WhatsApp bar (bottom), scroll-triggered.
   WhatsApp brand green is used deliberately — instant recognition
   beats palette purity for a contact affordance.
   ============================================================ */
:root{--wa:#25D366;--wa-deep:#1EBE5A}

/* ---- brand logo mark ---- */
.brand .sq{
  background:transparent;box-shadow:none;padding:0;
  width:38px;height:38px;border-radius:0;overflow:visible;
}
.brand .sq img{width:100%;height:100%;object-fit:contain;display:block}
.foot-brand .logo-sq,.brand .logo-sq{background:transparent}

/* ---- desktop floating WhatsApp bubble ---- */
.wa-fab{
  position:fixed;right:26px;bottom:26px;z-index:120;
  display:inline-flex;align-items:center;gap:0;overflow:hidden;
  height:60px;padding:0 18px;border-radius:999px;
  background:var(--wa);color:#fff;text-decoration:none;
  box-shadow:0 14px 34px -10px rgba(37,211,102,.55),0 4px 12px rgba(15,27,51,.25);
  transition:gap .25s var(--ease),transform .2s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease);
}
.wa-fab svg{width:30px;height:30px;fill:currentColor;flex:none}
.wa-fab .wa-label{
  max-width:0;opacity:0;white-space:nowrap;font-weight:700;font-size:.95rem;
  transition:max-width .3s var(--ease),opacity .2s var(--ease);
}
.wa-fab:hover,.wa-fab:focus-visible{
  background:var(--wa-deep);transform:translateY(-2px);gap:11px;
  box-shadow:0 18px 40px -10px rgba(37,211,102,.65),0 4px 12px rgba(15,27,51,.3);
}
.wa-fab:hover .wa-label,.wa-fab:focus-visible .wa-label{max-width:220px;opacity:1}
/* Entrance is opacity-only and never fill-mode:both — the button's size and
   position must never depend on an animation finishing (a throttled or
   backgrounded tab would otherwise leave this CTA shrunk and offset). */
@media (prefers-reduced-motion:no-preference){
  .wa-fab{animation:waIn .45s var(--ease) .6s backwards}
  @keyframes waIn{from{opacity:0}to{opacity:1}}
}

/* ---- mobile sticky action bar ---- */
.mobile-bar{
  display:none;position:fixed;left:0;right:0;bottom:0;z-index:130;
  gap:10px;padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));
  background:rgba(255,255,255,.94);backdrop-filter:blur(12px);
  border-top:1px solid var(--line);box-shadow:0 -8px 24px -12px rgba(15,27,51,.28);
  transform:translateY(110%);transition:transform .28s var(--ease);
}
.mobile-bar.show{transform:none}
.mobile-bar a{
  flex:1;display:inline-flex;align-items:center;justify-content:center;gap:9px;
  min-height:50px;border-radius:12px;font-family:var(--font);font-weight:700;font-size:.95rem;
  text-decoration:none;border:1px solid transparent;
}
.mobile-bar svg{width:20px;height:20px;flex:none}
.mobile-bar .mb-call{background:#fff;color:var(--navy);border-color:var(--line)}
.mobile-bar .mb-call svg{fill:none;stroke:var(--teal-deep);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.mobile-bar .mb-wa{background:var(--wa);color:#fff}
.mobile-bar .mb-wa svg{fill:currentColor}

@media (max-width:920px){
  .wa-fab{display:none}
  .mobile-bar{display:flex}
  body{padding-bottom:0}
  .ledger .sec.foot{padding-bottom:96px}
}