Income tax · 01
HRA Exemption Calculator
How much of your House Rent Allowance is tax-free under section 10(13A) — the least of: actual HRA received, rent paid minus 10% of basic salary, and 50% (metro) or 40% (non-metro) of basic. Old regime only.
Landlord's PAN is needed if annual rent exceeds ₹1 lakh. Generate rent receipts →
Income tax · 02
Advance Tax Planner — FY 2026-27
If your tax liability after TDS exceeds ₹10,000 in a year, advance tax is payable in four instalments. Enter your estimated liability; we lay out the instalment calendar under section 211.
Amounts shown are the payment due in each quarter. Presumptive-scheme (44AD/44ADA) taxpayers pay 100% by 15 March. Missing instalments accrues interest u/s 234C.
Income tax · 03
Capital Gains Tax — Listed Equity & Equity Funds
For STT-paid listed shares and equity mutual funds sold in FY 2025-26: short-term gains (held ≤ 12 months) are taxed at 20%; long-term gains (held > 12 months) at 12.5% after a ₹1.25 lakh annual exemption.
Rates apply to transfers on or after 23 July 2024. F&O profits are business income, not capital gains — see the FAQ. Grandfathering for pre-2018 purchases handled at filing.
Investments · 04
SIP Calculator
What a fixed monthly investment grows into, assuming a steady annual return compounded monthly.
Assumed return is illustrative — markets don't move in straight lines. Redemption may attract capital gains tax (calculator above).
Investments · 05
Lumpsum Growth Calculator
Future value of a one-time investment compounded annually.
Investments · 06
PPF Calculator
Public Provident Fund: 15-year lock-in, interest compounded yearly, fully tax-free on maturity (EEE). Deposit limit ₹1.5 lakh a year — also your 80C deduction.
Investments · 07
FD Calculator
Fixed deposit maturity with quarterly compounding, the standard for Indian banks. Remember: FD interest is fully taxable at your slab rate.
Banks deduct 10% TDS once interest crosses the threshold — the balance tax is payable at your slab. Factor this into advance tax.
Salary & loans · 08
EMI Calculator
Monthly instalment, total interest and total outflow for any loan on reducing balance.
Home-loan interest up to ₹2 lakh is deductible u/s 24(b) in the old regime — it feeds the regime comparison.
Salary & loans · 09
Gratuity Calculator
For employees covered by the Payment of Gratuity Act: (last drawn basic + DA) × 15/26 × completed years of service. Payable after 5 years of continuous service; exempt up to ₹20 lakh.
GST · 10
GST Calculator
Add GST to a base amount, or peel it out of a GST-inclusive price. Intra-state supplies split into CGST + SGST; inter-state is a single IGST.
Generators · 11
Rent Receipt Generator
Print-ready monthly rent receipts for your HRA claim — fill once, generate the full year, print or save as PDF. Landlord's PAN is mandatory if annual rent exceeds ₹1 lakh; a revenue stamp is needed for cash payments above ₹5,000.
Fill the details and hit “Generate receipts”. Receipts appear here, ready to print.